Terms + Conditions

  1. Disclaimer: All information offered on this website (the "Site") and social media properties is for informational or educational purposes only. Information offered during any appointment is not a substitute for, nor does it constitute, professional medical, legal, or financial advice. This web site is maintained by Negarra A. Kudumu (the "owner") in her personal capacity. The opinions expressed on this web site are the author's own and do not reflect the views of any organization with which the owner has a relationship.  

  2. Copyright: Negarra A. Kudumu © 2016-2021. All Rights reserved. This site is protected by copyright. No part of this website or its contents may be reproduced excluding excerpts that share a link back to NegarraAKudumu.com Work may be licensed for non-commercial use by contacting the owner to obtain written permission together with an usage agreement. Work may not be licensed for commercial usage.

  3. Content Attribution: Unless otherwise noted, all images, photographs, video clips, and other visual or written materials that appear as part of this web site are owned, controlled, or licensed by Negarra A. Kudumu. This website uses images of artworks or quotes from books, journals, and newspapers with fair use in mind, and always references authors, artists, and sources. If you are an artist, author, publisher, or agent representing material reproduced on this website, and you do not wish for it to be used, please contact the owner immediately.

  4. Hold Harmless: Clients and all persons interacting with this web site, blog, or social media properties, shall hold Negarra A. Kudumu harmless from all claims, injuries, damages, losses, or suits, including attorney fees, arising out of or resulting from acts of Negarra A. Kudumu in performance of any service. Purchasing our services acknowledges your acceptance of this statement and releases Negarra A. Kudumu from all liability.

  5. Jurisdiction: All services provided are subject to local, state, and federal laws and relevant applicable regulations.

  6. Client-Service Provider Confidentiality: Your privacy and comfort are our priority. We will not share your contact details nor any information provided during any appointment. In the event that sharing information could prove beneficial to the client, Negarra A. Kudumu will request your written permission to share this information with a third party.

  7. Reserve rights: We reserve the right to change the content of this website, blog, social media properties, or any of its pages, shut it down completely, or change the terms and conditions of use at any time.

  8. Appointments: We do not set, nor do we conduct, appointments via text, direct message, social media, FaceTime, WhatsApp or Skype. All appointments must be made via this web site. All other appointments are conducted by Zoom. Upon making your appointment, a Zoom url will be automatically generated and the link is accessible in your confirmation and reminder emails.

    A conversation about your project and its scope of work, is required in advance of commencing work, to ensure clarity and agreement about how to proceed.


    Divination is always recommended, and often required, depending on your desired service. Results take time, are specific to the client’s unique circumstances, and require the client’s active participation in the manifestation of the desired outcome. A client’s indecision is a hindrance to achieving the desired outcome. It is the client’s responsibility to take action on the information provided and inform Negarra A. Kudumu | Art + Healing of the desired course of action.


    Negarra A. Kudumu | Art + Healing does not offer what cannot be provided. We reserve the right to refuse or discontinue services in any situation that compromises the privacy of existing clientele. In those scenarios, the individual will be notified immediately and we will refund any monies that have been paid.

  9. Pricing and Payment: We aim to maintain fair and competitive pricing. Prices for services and related works are subject to change at any time. When discounts are offered, they are applicable only to specific services or products and may not be combined with any other discounts.

    Art Services
    The list price constitutes the retainer and is non-refundable. After a telephone discussion, clients will receive a written proposal, which they must accept in writing. Once the proposal has been accepted, the client will receive an invoice for 50% of the total cost, less the retainer. The balance is invoiced on the date the work is completed and delivered. Unless otherwise agreed, all work will be delivered via email. Payment is due within 5 days of the final invoice date.

    Healing Services
    The list price constitutes the cost of the service, is due in full upon scheduling, and is non-refundable. Clients may pay using PayPal as well as debit and credit cards. We do not accept cash or check.

    Divination Clients will be informed during their session of any recommended works and their purpose. Most of the recommended works will be for the client to perform him or herself at their ancestor altar. If there are any recommended works that must be done by me, the client will be notified in due corse. Once a client agrees to proceed with the work, they will receive a link to purchase. Work commences upon receipt of the client’s explicit agreement and then, only after works have been paid in full. 

    We will do our best to complete and ship all works no later than 30 days following the date on which a client pays the deposit; however, each client scenario is different and may require more time to complete. Due to the current COVID-19 pandemic and related issues, USPS and all other mail carriers are experiencing abnormal delays. We are not responsible for any delays, or other issues, caused by the carrier. 

    The price listed on the web site is the only valid price for any product sold on this web site. Clients may pay using PayPal, Apple Pay, as well as debit and credit cards through the online store.


  10. Cancellation, refunds, and related issues:

    Services and Subscriptions
    All purchases are 100% non-refundable. No exceptions. It is the client’s responsibility to cancel their appointments or subscriptions. Appointment cancellations made 48 hours or more in advance of the appointment, will receive a 100% refund. No shows forfeit the total value of the service. Cancellations made less than 48 hours in advance of the appointment will receive a credit that they may use towards a future appointment. Requests to reschedule an appointment must be made 48 hours in advance of the original appointment. Clients will receive confirmation of their cancelled or rescheduled appointment by email. Any appointments that need to be cancelled by Negarra A. Kudumu | Art + Healing automatically qualify for rescheduling or refund.

    There are no refunds on digital products. Refunds for physical products will be considered on a case by case basis at the discretion of the owner upon receipt of documentation which must include a description of the issue and accompanying images. We are not responsible for delays caused by the carrier. We do not accept returns.

    It is in your best interest to be punctual and attend all appointments. If you are late by 15 minutes or more, your appointment will be canceled and you are responsible for rescheduling it. Alternatively, you may receive a credit and reschedule at your leisure, or you may cancel. Cancellations due to a missed appointment will not be refunded.
    Transferring Your Appointment to a Third Party
    You may not book an appointment for yourself and later transfer it to someone else without previously contacting us. In this instance, the 48 hour rule does not apply, your appointment will be immediately cancelled, and you will not receive a refund. If you would like to purchase a service for someone, contact us first at info@negarraakudumu.com.

  11. Subscription Programs: All participants are expected to adhere to these terms and conditions as well guidelines connected to subscription programs and the retainer service. Guidelines for subscription programs are listed on the relevant web pages. 

By browsing and make purchases via this website, or any of its social media properties, you agree to these terms and conditions.